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    <title>Texas Insurance Advisors Blog</title>
    <link>http://www.MyTexasAgent.com/blog/</link>
    <description>View the Texas Insurance Advisors website blog.</description>
    <language>en-us</language>
    <lastBuildDate>Mon, 15 Mar 2010 09:30:54 -0500</lastBuildDate>
    
	<item><title>Uninsured Drivers being sent letters by TexasSure</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=953a1826-fd02-4423-b5f0-808e26ab657d</link><description><![CDATA[TexasSure Auto Insurance Database Launches Letter Campaign 
 
December 8, 2009 

 
AUSTIN - TexasSure, the statewide database that provides law enforcement with another tool to confirm whether a Texas registered passenger vehicle has valid auto liability insurance, recently began a new phase in which customers with insurance who can't be matched are contacted to help resolve the matching issue. 

TexasSure has been available to all 254 countyTax Assessor-Collectors since June 2008 and to ...]]></description><pubDate>Thu, 10 Dec 2009 15:58:55 -0600</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=953a1826-fd02-4423-b5f0-808e26ab657d</guid></item><item><title>6500.00 Tax Credit for existing Homeowners</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=7cb4199f-e94a-416c-b784-c8c769bfc664</link><description><![CDATA[6500.00 Tax Credit for existing Homeowners
&nbsp;
Good News for existing Homeowners and prospective buyers. Existing Homeowners can now take advantage of the Home Buyer tax credit if they have owned and lived in their current home for the past 5 years. 
 
The Worker, Homeownership, and Business Assistance Act of 2009 extends the deadline for qualifying home purchases from Nov. 30, 2009, to April 30, 2010. Additionally, if a buyer enters into a binding contract by April 30, 2010, the buyer ha...]]></description><pubDate>Tue, 24 Nov 2009 14:03:46 -0600</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=7cb4199f-e94a-416c-b784-c8c769bfc664</guid></item><item><title>Business Liability Insurance Basics</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=7dd22c87-a600-4cc5-91bb-3dc1f3deb909</link><description><![CDATA[General liability (G/L) insurance protects business owners from a variety of negative possibilities at they relate to lawsuits. Some businesses may be adequately covered by other insurance, while other businesses may require additional coverage in order to be sufficiently protected. As a business owner, it’s important to have the minimum amount of insurance to cover business necessities.

G/L is meant to cover and protect business owners or operators for many different circumstances. Some of t...]]></description><pubDate>Thu, 24 Sep 2009 13:44:33 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=7dd22c87-a600-4cc5-91bb-3dc1f3deb909</guid></item><item><title>Improved bumpers still result in low safety rating</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=ab05283c-bf16-48de-a77f-74f8ee4e5c2f</link><description><![CDATA[BUMPERS ON 4 OF 6 MIDSIZE SEDANS IMPROVE; NONE EARNS GOOD RATING IN LOW-SPEED TESTS 
ARLINGTON, VA — Bumpers on 2009 models of the Honda Accord, Hyundai Sonata, Mazda 6, and Nissan Maxima performed better than their 2007 predecessors in low-speed crash tests conducted by the Insurance Institute for Highway Safety. Bumpers on the 2009 Chevrolet Malibu and 2010 Ford Fusion did worse than earlier models. None of the 6 popular midsize sedans earns the top rating of good in a recent series of tests ...]]></description><pubDate>Thu, 03 Sep 2009 16:56:11 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=ab05283c-bf16-48de-a77f-74f8ee4e5c2f</guid></item><item><title>Tips on buying low cost Insurance</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=bf0f12bc-b07d-4dff-a75b-fa0317866fb8</link><description><![CDATA[Auto Insurance Buying Tips
There are several factors which impact insurance premiums, some of which you can control. 
Starting with the ones you can't, know that demographics are one. Males pay more than females, and the middle-aged pay less than the young or the old (ages 25 and 56 seem to be milestones). If you want to decrease your rates, it certainly helps to move to a better neighborhood (less theft and/or traffic congestion) or get married (only responsible people tie the knot, right?)
...]]></description><pubDate>Mon, 13 Jul 2009 22:56:40 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=bf0f12bc-b07d-4dff-a75b-fa0317866fb8</guid></item><item><title>Business Insurance for Entrepreneurs</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=4b47b3d5-667f-48d6-a8f8-5740cb02f1f6</link><description><![CDATA[Why Specialty Business Insurance?
Business insurance quotes are a vital step in obtaining the liability coverage that is right for your needs. Whether you have a large business, partnership, or home-based company; business liability insurance is crucial to your survival. Business insurance quotes are usually a means to help owners find a middle ground. That is because the quotes are completely objective, and sometimes an eye-opener to some uninformed entrepreneur. By simply answering questions ...]]></description><pubDate>Wed, 17 Jun 2009 13:45:22 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=4b47b3d5-667f-48d6-a8f8-5740cb02f1f6</guid></item><item><title>How to Lower Home Insurance Rates</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=63c2a4c4-3752-4798-aa46-a58470a8328d</link><description><![CDATA[By: Ahsan Bashir; www.MyTexasAgent.comHow to Save Money On Homeowners Insurance
If you are looking for a cheap homeowners insurance, you often may have to compromise the price; the more expensive the better policy. Although this is the main rule, there are some exceptions. One of these exceptions is to get discounts on homeowners insurance. Have You Filed claims the last couple of years? If you haven't filed any claims for a couple of years or so, you might be able to save up to 15% on your pre...]]></description><pubDate>Thu, 04 Jun 2009 18:37:37 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=63c2a4c4-3752-4798-aa46-a58470a8328d</guid></item><item><title>Flood Insurance</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=674d5a7b-2c0e-4e72-a03f-25c75a8d3682</link><description><![CDATA[By: Ahsan Bashir, www.MyTexasAgent.comWhat is Food Insurance?Flood Insurance, as the name states is Insurance for damage caused by Floods. Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or incomplete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property from: Overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from ANY SOURCE, and mu...]]></description><pubDate>Thu, 28 May 2009 17:44:49 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=674d5a7b-2c0e-4e72-a03f-25c75a8d3682</guid></item><item><title>Auto Insurance for Military Personnel</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=3a4160c7-b37f-4eb5-b590-33224dc03600</link><description><![CDATA[Auto Insurance for Military Personnel 
If you, or your spouse, are married and presently serving your country in the Air Force, Army, Navy, Marines, Army Reserve or National Guard, there is a chance that you may be eligible for a discount on your automobile insurance, depending on the company who provides your policy. Anyone who is currently on active duty should find out from their insurance agent if they have any kind of discount program in place for men and women who are in the military. Man...]]></description><pubDate>Thu, 07 May 2009 14:19:56 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=3a4160c7-b37f-4eb5-b590-33224dc03600</guid></item><item><title>How extra vehicle size and weight impact Safety</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=2204c682-e2c6-4933-9d54-bcefda6734ed</link><description><![CDATA[NEW CRASH TESTS DEMONSTRATE THE INFLUENCE OF VEHICLE SIZE AND WEIGHT ON SAFETY IN CRASHES; RESULTS ARE RELEVANT TO FUEL ECONOMY POLICIES
ARLINGTON, VA —Three front-to-front crash tests, each involving a micro car or minicar into a midsize model from the same manufacturer, show how extra vehicle size and weight enhance occupant protection in collisions. These Insurance Institute for Highway Safety tests are about the physics of car crashes, which dictate that very small cars generally can’t prot...]]></description><pubDate>Sat, 25 Apr 2009 13:16:46 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=2204c682-e2c6-4933-9d54-bcefda6734ed</guid></item><item><title>Individual Retirement Account, ROTH vs Traditional</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=ed44edf1-4705-454e-bac9-c5ae21d71d45</link><description><![CDATA[By: Ahsan Bashir, www.MyTexasAgent.com
Traditional vs ROTH IRA
Opening and contributing towards an Individual Retirement Account or an IRA is&nbsp;one of the most&nbsp;important decision, an individual makes for his/her financial future. An IRA is an account or an arrangement that allows you to contribute a certain Dollar amount either Tax free or Tax Deferred&nbsp;annually for a future financial benefit upon retirement. There are limits each year,&nbsp;on the maximum amount an individual can ...]]></description><pubDate>Sun, 12 Apr 2009 01:02:47 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=ed44edf1-4705-454e-bac9-c5ae21d71d45</guid></item><item><title>How to Choose from Over 3000 Insurance Companies</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=eb698aba-75be-443a-a7c0-571fe4e17932</link><description><![CDATA[
Car Insurance is a lot like a marriage
Before you commit, know what you’re getting into! &nbsp;
With more than 3,000 auto insurers in the United States, how do you choose the one that best suits your needs? Here are four questions to help guide you through the decision process.&nbsp;
Is the company trusted by people I trust?
The best recommendations come from professionals who know their industry and know their products. In the case of auto insurance, you can count on the advice of your lo...]]></description><pubDate>Tue, 07 Apr 2009 00:29:40 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=eb698aba-75be-443a-a7c0-571fe4e17932</guid></item><item><title>Parental Supervision help reduce teen crashes </title><link>http://www.MyTexasAgent.com/blog.aspx?entry=b819d122-5e96-49cf-b8be-a1bb487119c7</link><description><![CDATA[Parental supervision, graduated drivers’ licenses help reduce teen crashes 
Teen drivers have the highest crash risk per mile traveled of any age group. The problem is worst among 16 year olds, who have the most limited driving experience and an immaturity that often results in risk-taking. 
&nbsp;Characteristics of fatal crashes of 16-year-old drivers include:

Driver error. Compared with older drivers’ fatal crashes, those of 16 year-olds more often involve driver error.
Speeding. Sixteen...]]></description><pubDate>Wed, 18 Mar 2009 11:39:29 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=b819d122-5e96-49cf-b8be-a1bb487119c7</guid></item><item><title>11 vehicles earn Top Safety Pick award </title><link>http://www.MyTexasAgent.com/blog.aspx?entry=d8a560f8-353e-4884-ab0b-e523d14aa729</link><description><![CDATA[Four small cars, two midsize cars, two midsize SUVs, one large luxury car, one small pickup, and a midsize convertible are the latest winners of the Insurance Institute for Highway Safety's Top Safety Pick award. Winners afford superior overall crash protection among the vehicles in their classes. To qualify, a vehicle must earn the highest rating of good in the Institute's front, side, and rear tests. It also must be equipped with electronic stability control.
"Criteria to win are tough becaus...]]></description><pubDate>Tue, 10 Mar 2009 22:06:12 -0500</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=d8a560f8-353e-4884-ab0b-e523d14aa729</guid></item><item><title>RESULTS FROM THE INSURANCE INSTITUTE FOR 3 PICKUPS</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=e0f3c768-cabc-487d-ad68-e658f486ebda</link><description><![CDATA[
3 LARGE PICKUPS DON’T LIVE UP TO BRAWNY IMAGE IN SIDE TESTS;NONE RATES BETTER THAN MARGINAL FOR OCCUPANT PROTECTION
&nbsp;ARLINGTON, VA —The Chevrolet Silverado 1500, Dodge Ram 1500, and Nissan Titanare billed as workhorses, but the side crash protection these 2009 model large pickups provide is wimpy, at best. The trio earns either poor or marginal ratings in side tests by the Insurance Institute for Highway Safety. Even with side airbags, occupant protection in these crew-cab pickups is no ...]]></description><pubDate>Mon, 02 Mar 2009 16:04:52 -0600</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=e0f3c768-cabc-487d-ad68-e658f486ebda</guid></item><item><title>Plan now for springtime weather extremes</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=6245ae08-e124-436f-9a24-c0874801036e</link><description><![CDATA[Plan now for springtime weather extremes
&nbsp;
Spring is the time for extreme weather including tornadoes and flooding.&nbsp; The affects on both your home and business can be devastating. Now is the time to plan for the unexpected.
The Institute for Business &amp; Home Safety (IBHS) has outlined key steps to help residents and business owners work toward recovery.Protect yourself.&nbsp; Always be careful when entering a damaged building.&nbsp; If there is serious structural damage, contact ...]]></description><pubDate>Tue, 24 Feb 2009 15:02:02 -0600</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=6245ae08-e124-436f-9a24-c0874801036e</guid></item><item><title>MANY BOOSTER SEATS AREN’T UP TO THE JOB</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=4d436618-2341-4efd-8602-023bc4894df2</link><description><![CDATA[MANY BOOSTER SEATS AREN’T UP TO THE JOBOF IMPROVING SAFETY BELT FIT FOR CHILDRENBooster seats are meant to do one thing — elevate children so thatsafety belts designed for adults are in the right position to restrain kids duringa crash. 
Thirteen of the 41 belt-positioning booster seats the Insurance Institutefor Highway Safety evaluated with the University of Michigan Transportation ResearchInstitute last October did such a poor job of improving the fit of lap and shoulder belts forchildren th...]]></description><pubDate>Sun, 22 Feb 2009 00:57:44 -0600</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=4d436618-2341-4efd-8602-023bc4894df2</guid></item><item><title>2008 Tax tips</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=b4c2eda3-3f5a-4cd0-a09b-357312b29101</link><description><![CDATA[By: Ahsan Bashir - Texas Insurance Advisors-MyTexasAgent.com2008 Tax TipsWhats new for the tax year?Recovery Rebate &amp; avoiding a common&nbsp;ErrorAs we approach the peak of the tax season, per IRS records,&nbsp;more than 15% of the tax returns initially filed were submitted with an incorrect Rebate amount for the prior year. To calculate the recovery rebate correctly, you must submit your 2008 Tax return with the correct Stimulus Payment received in the prior year. There are two ways to find...]]></description><pubDate>Mon, 09 Feb 2009 23:22:17 -0600</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=b4c2eda3-3f5a-4cd0-a09b-357312b29101</guid></item><item><title>Dallas-Enforcement of Uninsured Motorist Ordinance</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=a92d6c53-90fc-4007-9c70-33395daca058</link><description><![CDATA[DALLAS – Drivers with no proof of insurance will have their vehicles towed under a new policy that goes into effect Jan. 1. On that date, the Dallas Police Department will enforce the Uninsured Motorist Ordinance approved by the Dallas City Council on May 28. 
&nbsp;
Under this ordinance drivers stopped for a traffic violation who cannot show proof of auto insurance meeting state requirements will be issued a citation and will have his or her vehicle towed at the owner’s expense to the Dallas ...]]></description><pubDate>Mon, 09 Feb 2009 21:30:37 -0600</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=a92d6c53-90fc-4007-9c70-33395daca058</guid></item><item><title>Free VIN check</title><link>http://www.MyTexasAgent.com/blog.aspx?entry=d94eb6af-0c24-4592-a705-3bd969e9d48c</link><description><![CDATA[The National Insurance Crime Bureau Announces Free “VINCheck” for Unrecovered Stolen Vehicles
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For the second time in as many years, the National Insurance Crime Bureau (NICB) is launching another free service to help protect the nation’s consumers.&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Over one million vehicles have been stolen annually in the United States since 1986.&nbsp; With an annual average recovery rate of j...]]></description><pubDate>Mon, 26 Jan 2009 21:57:49 -0600</pubDate><guid>http://www.MyTexasAgent.com/blog.aspx?entry=d94eb6af-0c24-4592-a705-3bd969e9d48c</guid></item>
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